Tag Archives: money

It really shouldn’t be so hard to give the Internal Revenue Service my money.

I mean, if they don’t want it, I’m more than happy to hold onto it. But I know they do want it, and if I don’t move heaven and earth to get it to them I have no doubt they’ll move a few firewalls from my bank account to take it themselves.

Let me explain first by saying this: I am not a tax evader. I pay taxes with every paycheck – even a little more than is required – and file my taxes diligently before April 15 every year. Every. Year.

What I am, though, is a single mom (even though the “kids” are now young adults and one lives on his own) living on a single person’s budget (child support ended when The Youngest turned 18, college or no) and someone who can generally find a place to put any extra income that comes my way.

That said, in 2009, 2010 and 2011 I ghost-wrote or co-wrote three books, and received healthy advances for each of them. Those checks were very nice to get, especially since I still had two teenagers in high school for the first two of those years. Those checks helped with school expenses, clothing, car expenses as the kids got older, and just bills in general.

They were very, very nice to get.

What those checks didn’t do was pay their own taxes. There were no taxes taken out of them (think “contract worker”) and I failed to set anything aside. With any of them.

To say I took a beating when it came time to file taxes was an understatement.

I set up a payment plan the first year, and it was so easy that when I forgot/neglected to set anything aside with the second book, I extended my plan. By the third book extending the plan just seemed like the right thing to do.

The payment plan wasn’t a big deal, just a set amount paid every month. The IRS sends me a ticket stub, I send it back with a check. Easy peasy.

Easy, that is, until you’re late. The IRS doesn’t like you to be late.

What happens when you’re late – even a day late, I’ve since learned – is that you only get so many of those before the IRS determines you’re in default. When you’re in default, they stop sending you the payment tickets. When they stop sending you the payment tickets, you have no real address to forward your payment, and you can’t go online to set up a payment plan or pay on your existing plan because, well, you’re in default.

So … I was in default. And I didn’t want to be. I wanted to pay the IRS the money I owed, and I really, really, REALLY didn’t want them just taking it out of my paycheck or my bank account.

I scoured the website for a contact number. I called the local office only to be told, via message, that that office doesn’t offer live telephone help. I scoured the website again. And again. Finally I found a toll-free number (well, it’s the IRS, so I’m sure it’s only kind of free) and called. After going through six (or was it seven?) prompts to get me to where I needed to be, I received a message telling me my expected wait time is “15 to 30 minutes.”

Yeah. Right. This is the federal government, after all.

A mere 57 minutes later, I heard a click on the other end of my phone (“Oh, God, no, please don’t disconnect!”) and then a ringing. Then Brian or Mike or Steve, Badge No. XYZ, came on the line to see what he could do to help.

“I just want to give you money, but I don’t know how to do it,” I said.

I highly doubt he gets many of those calls.

In less than 20 minutes, Brian or Mike or Steve, Badge No. XYZ had me set up with an online payment plan, an extended due date and a free pass for October (“… although you’re certainly welcome to make any kind of payment you want in October, if you’d like.”).

It really shouldn’t be that hard to give the IRS my money …